Privacy Policy

Wealthscope is a service of PW Portfolio Analytics Inc. (henceforth “PWPA”). PWPA is committed to maintaining the accuracy, confidentiality, and security of your personal and financial information. We strive to follow the principles of the Personal Information Protection and Electronic Documents Act (PIPEDA).

Note: this is the privacy policy for our software. For the privacy policy for our marketing website, please visit here.

I. TYPES OF INFORMATION WE COLLECT

PWPA collects two types of information from our customers and website visitors. With your consent, we collect Personal Data from you solely for the purpose of providing our services. We may also collect anonymous/non-personal information.

a. Personal Information

Personal Data is information that refers to you (or if applicable, your clients) specifically. With your consent, we may gather personal information from you.

The type of Personal Data we may collect and maintain include (but is not limited to):

Name (depending on subscription type)
Home province/state
E-mail address (depending on subscription type)
Date of birth or age
Sex
Income and retirement benefits
Certain behavioral information (e.g. expected future expenditures in retirement, savings)
Investment account information

The choice to provide us with personal and financial information is always yours. However, your decision to withhold particular details may limit the services we are able to provide to you.

b. Anonymous/Non-Personal Information

PWPA routinely collects anonymous/non-personal information. Anonymous/non-personal information is information that cannot be associated with or traced back to a specific individual or business entity. For example, our web servers collect some anonymous/non-personal information automatically when you visit PWPA’s Wealthscope web services. Gathered electronically, this information may include the pages you visited, the type of web browser you are using, the level of encryption your browser supports and your Internet Protocol address. The information we collect may be used for research and analytical purposes, but not before it is completely anonymized.

To help us better understand our markets, we may also gather information for analytical purposes by conducting anonymous customer surveys.

c. Cookie Policy

We use Cookies exclusively through web analytics services (e.g. Google Analytics). Any use of Cookies - or of other tracking tools - unless stated otherwise, serves to identify Users and remember their preferences, for the sole purpose of providing the service required by the User.

II. PROCESSING AND PROTECTING YOUR DATA

a. Methods of Processing

PWPA processes your Personal Data in a proper manner and shall take appropriate security measures according to industry standards to prevent unauthorized access, disclosure, modification, or unauthorized destruction of the Data. The Data processing is carried out using computers and/or IT enabled tools, following organizational procedures and modes strictly related to the purposes indicated. In some cases, the Data may be accessible to certain types of persons in charge, involved with the operation of the business (such as system administration, customer support, marketing, legal) or external parties (such as third-party technical service providers and consultants, hosting providers, communications agencies) appointed, if necessary, as Data Processors by PWPA. The updated list of these parties may be requested from the PWPA at any time.

b. Place

The Data is processed at PWPA's operating locations and in any other places where the parties involved with the processing are located. For further information, please contact PWPA.

c. Retention Time

The Data is kept for the time necessary to provide the service requested by the User, or stated by the purposes outlined in this document, and the User can always request that the PWPA suspend or remove the data permanently.

d. Protecting the Information we Collect

We take the security of your information seriously. We use technical and administrative security measures such as but not limited to firewalls, AES-256 encryption, secure authentication procedures, password hashing, vulnerability assessment, among others, to maintain the security of your online session.

III. WHEN INFORMATION MAY BE DISCLOSED

PWPA is obliged to keep your personal information confidential except: 1) when authorized by you; 2) when required or permitted by law. With your consent we will share information with other PWPA businesses or suppliers who perform services on our behalf. Unless you authorize us to release it, or release is required or permitted by law, we will not sell, lease or trade information about you. We will not sell, publish, or share your personal information to third parties for their marketing purposes.

We reserve the right, in our sole discretion, to share or disclose your personal information with law enforcement, government officials, and other third parties:

to respond to subpoenas, court orders, or legal process;
in order to investigate, prevent, defend against, or take other action regarding violations of our Terms of Use, illegal activities, suspected fraud, or situations involving potential threats to the legal rights or physical safety of any person or the security of our network, Website or Application (Wealthscope);
to respond to claims that any posting or other content violates the rights of third parties;
in an emergency, to protect the health and safety of our Sites' users or the general public; or
as otherwise required by any applicable law.

IV. OUR EMPLOYEES

In the course of daily operations, access to private, sensitive and confidential information is restricted to authorized employees who have a legitimate business purpose and reason for accessing it.

As a condition of their employment, all employees of PWPA are required to abide by the privacy standards we have established. Employees are informed about the importance of privacy and they are required to sign a confidentiality agreement that prohibits the disclosure of any client information to unauthorized individuals or parties. To reinforce their understanding and commitment to upholding client privacy and confidentiality, employees periodically receive up-to-date literature about our privacy policies, principles and standards. Unauthorized access to and/or disclosure of client information by an employee of PWPA is strictly prohibited. All employees are expected to maintain the confidentiality of customer information at all times and failing to do so will result in appropriate disciplinary measures, which may include dismissal.

V. OUTSIDE SERVICE PROVIDERS

At PWPA, we sometimes contract outside organizations to perform specialized services. Our trusted service suppliers may at times be responsible for processing and handling some of the information we receive from you. When we contract our suppliers to provide specialized services, they are given only the information necessary to perform those services. Additionally, they are prohibited from storing, analyzing or using that information for purposes other than to carry out the service they have been contracted to provide.

VI. CORPORATE STRUCTURE

If our company or our assets are acquired by another company, or in the event of a merger, consolidation, change in control, transfer of substantial assets, reorganization, or liquidation, we may transfer, sell, or assign to third parties, information concerning your relationship with us, including, without limitation, personal information that you provide and other information concerning your relationship with us. Such third parties will assume responsibility for the personal information collected by us in connection with our business operations or through our Sites and such third parties will assume the rights and obligations regarding such information as described in this Privacy Statement.

VII. YOUR CHOICES

We may send periodic site-related alerts, weekly summaries, notifications, newsletters, promotions, or other information via email. You may choose to unsubscribe from our communications in the email you receive. Please note that certain messages that we send are necessary for the proper functioning and use of our services.

VIII. ADDITIONAL INFORMATION

a. Legal action

The User's Personal Data may be used for legal purposes by the PWPA, in Court or in the stages leading to possible legal action arising from improper use of Wealthscope or the related services. The User declares to be aware that the PWPA may be required to reveal personal data upon request of public authorities.

b. Additional information about User's Personal Data

In addition to the information contained in this privacy policy, we may provide the User with additional and contextual information concerning particular services or the collection and processing of Personal Data upon request.

c. System Logs and Maintenance

For operation and maintenance purposes, PWPA and any third party services may collect files that record interaction with Wealthscope (System Logs) or use for this purpose other Personal Data (such as IP Address).

d. Information not contained in this Policy

More details concerning the collection or processing of Personal Data may be requested from the PWPA at any time. Please see the contact information at the end of this document.

e. The Rights of Users

Users have the right, at any time, to know whether their Personal Data has been stored and can consult the PWPA to learn about their contents and origin, to verify their accuracy or to ask for them to be supplemented, cancelled, updated or corrected, or for their transformation into anonymous format or to block any data held in violation of the law, as well as to oppose their treatment for any and all legitimate reasons. Requests should be sent to the PWPA at the contact information set out below.

f. Changes to this Privacy Policy

The PWPA reserves the right to make changes to this Privacy Policy at any time by giving notice to its Users on this page. It is strongly recommended to check this page often, referring to the date of the last modification listed at the bottom. If a User objects to any of the changes to the Policy, the User must cease using PWPA’s services and can request that the PWPA remove the Personal Data. Unless stated otherwise, the then-current Privacy Policy applies to all Personal Data the PWPA has about Users.

Questions?

Should you have any questions or concerns, please let us know. We are committed to answering your questions and resolving any issues that you may have. You may contact us via the Contact Form.